Discover crypto banking like you wish. Issue virtual or physical crypto cards and start spending instantly at over 25M+ stores and online worldwide. Valeo is non-custodial, your funds belong to you.
Earn cash back,
every time you spend.
Every payment with Valeo works for you. Pay anywhere Visa / Mastercard is accepted and get rewarded automatically, no lockups, no gimmicks.
No Queues. No Friction. No Banks.
Valeo is built for a world where money should move at the speed of the internet. No branch visits. No waiting days for approvals. No legacy systems slowing you down.
Instant card issuance (virtual & physical)
Non-custodial by default - your keys, your funds
Apple-Pay ready in seconds
AI that understands your money
Valeo AI goes beyond balances and transactions. It analyzes how you spend, detects patterns, and turns raw activity into clear insights, so you always know where your money is going and why. No complexity. No noise. Just clarity.
Use with confidence
Valeo is built with security at its core. From self-custody wallets to real-time card protection, every layer is designed to keep you in control while protecting your funds at all times.
Self-Custody by Default
Your crypto stays in your wallet until the moment you spend it. Valeo never takes custody of your funds, you hold the keys, always.
Biometric & Device Security
Secure access with Face ID, Touch ID, and device-level encryption. Only you can authorize payments and sensitive actions.
Biometric & Device Security
Secure access with Face ID, Touch ID, and device-level encryption. Only you can authorize payments and sensitive actions.
AI-Powered Fraud Detection
Valeo AI monitors transaction patterns and flags unusual activity in real time, automatically protecting your card when something looks off.
Real-Time Card Controls
Freeze or unfreeze your card instantly, set spending limits, and block regions or merchants directly from the app.
Instant Alerts & Notifications
Get notified immediately for every payment, card action, or security-related event, full transparency, always.
Earn cash back daily from our selected partners.
Browse the app for an expanding selection that offers up to 10% cash back.
Enhanced Security
Grow your interest
Unlimited Cash back
Built on Solana